We expect NII CAGR of 19% and earnings CAGR of 26% over FY18 20E and estimate ROE of 17 18% over FY19/20. Post factoring in capital raise of INR 240 bn in FY19 (of which INR 85 bn has been raised in July 2018), we value the bank at 4.4x FY20E ABV, translating into value per share of INR 2,627. Maintain BUY..
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